Virtual Card for Apple Pay and Google Pay With USDT
Matrimix Premium is a virtual USD Visa you fund with USDT or USDC and use with Apple Pay, Google Pay and Samsung Pay. Steps, fees, caveats.
Contents
If you want to pay by phone abroad — in shops, cafés, taxis and the metro — while keeping your money in stablecoins, you need a card that works with Apple Pay or Google Pay and can be funded with crypto. In Matrimix that is the Premium card: a virtual Visa in US dollars that you issue in Telegram, top up with USDT or USDC and add to Apple Wallet, Google Wallet or Samsung Wallet. It is the only Matrimix card, so the same card also pays for subscriptions, ads and online purchases.
What Premium is for
- Contactless payments by phone with Apple Pay, Google Pay or Samsung Pay at Visa terminals.
- Travel: flights, hotels, rentals and taxis.
- Subscriptions and AI tools: ChatGPT, Claude, Netflix and other recurring charges.
- Ads and cloud: ad accounts, including Meta Ads and Google Ads, and cloud services.
- One-off purchases online in any currency.
The card is issued on a Singapore BIN, the number starts with 4, it is valid for 2 years and has no PIN. More on the cards page.
Fees
| Item | Amount |
|---|---|
| Premium card issue | one-off; current price on the cards page |
| Per-purchase fee | $0 |
| Top-up fee | a percentage of the amount, shown in the app before you confirm |
| Charge currency | any; balance in USD, converted at the Visa rate |
| Merchant refund | the issuer keeps 8% |
With no per-purchase fee, the card works equally well for one large payment or many small ones — the percentage is only charged on top-ups, so a morning coffee costs exactly what the menu says.
How to set it up
- Top up the wallet. Deposit USDT (TRC20, TON, Solana, ERC20, BEP20) or USDC (Solana, ERC20) into the Matrimix wallet.
- Issue Premium. In the Mini App open Cards, choose Premium, set the starting balance and confirm. The total is shown before you confirm.
- Add it to Apple Wallet. Open Wallet → "+" → "Debit or Credit Card" → "Enter Card Details Manually" and enter the number, expiry and CVV from the Mini App. No name is tied to the card — type your own in Latin letters.
- Or add it to Google Wallet or Samsung Wallet. Choose to add a payment card and enter the details manually.
- Confirm if asked. Card confirmation codes arrive in the Matrimix bot in Telegram.
- Pay. Hold the phone to a contactless terminal. Online, choose Apple Pay or Google Pay at checkout or enter the card details; if a shop asks for an address, use a Singapore one.
Good to know
- Phone wallets have their own rules. Adding the card to Apple, Google or Samsung Wallet depends on their policies, your device and its region settings, so we cannot promise that every phone will accept it — try adding it right after you issue the card.
- Merchant acceptance. Any shop can decline a card. If a payment fails, the money simply stays on the card.
- Region. The card is issued in Singapore; some services show prices based on the card's country.
- Blocked categories. Casinos and betting, adult sites, buying crypto and forex are declined, and the issuer may block the card.
- Protect the details. Only you see the details in the app, and they hide after a minute. Never share a confirmation code.
Related guides
- How to pay for ChatGPT Plus with crypto
- How to top up TikTok Ads and Meta Ads with crypto
- Foreign card topped up with crypto — how it works
- How to pay for Claude Pro with crypto
- USDT TRC20 wallet: deposits and transfer costs
- Best crypto wallet in Telegram: how to choose
FAQ
Which Matrimix card works with Apple Pay and Google Pay?
Premium — it is the only Matrimix card. It works with Apple Pay, Google Pay and Samsung Pay.
How much does each purchase cost?
There is no per-purchase fee — $0. A percentage is only charged when you top up the card.
Can I use Premium for subscriptions?
Yes. Premium handles recurring charges: ChatGPT, Claude, Netflix and other subscriptions.
Can I get the money back from the card?
Yes. The unused balance can be withdrawn back to the Matrimix wallet; the withdrawal fee is listed on the cards page.
