Matrimix is a crypto wallet in Telegram with built-in services: transfers, swaps, payment cards, digital goods and AML address checks.
The Telegram wallet is custodial: Matrimix holds wallet balances on your behalf; withdrawals are subject to limits, address checks and sanctions screening.
Swaps need no registration and we do not request identity documents; we keep only the data a swap needs.
Every payout, refund and withdrawal address is screened against the OFAC SDN sanctions list, and the service must not be used for unlawful purposes.
Website swaps need no balance with us: the payout is sent directly to the address you provide.
Some operations are carried out with the help of payment and exchange partners.
Quotes are estimates; fixed-rate orders lock a rate for a limited window and network fees apply.
Our fee is included in the quoted rate, with no hidden account fees.
Refunds do not require identity documents - provide a refund address and stuck or below-minimum deposits are returned.
Where available, RUB payouts over SBP or to a bank card are paid from a stablecoin balance at the rate and fee shown before you confirm; the receiver details you enter go to the payment partner once to execute the payout, and a payout sent to valid details cannot be recalled.
Where available, the Personal wallet is a separate non-custodial TON wallet inside the Mini App: its keys and 12-word recovery phrase are created and stored only on your device, Matrimix never receives them, cannot move its coins and cannot restore access to it; coins move from it to your Matrimix balance only with your signature made on the device.
Ruble purchases into the Personal wallet are made with our partner WhiteBird under its own terms, including its identity check.
Some payment cards have no withdrawal: closing such a card returns its remaining balance to the wallet after the issuer refunds it, minus the fee shown.
You are responsible for complying with the laws of your jurisdiction.
Provided "as is" without warranty to the extent permitted by law.