# Matrimix > Matrimix is a private crypto wallet in Telegram with a built-in swap aggregator and its own routing engine: a ruble balance, funded by swapping USDT, for paying SBP QR codes in Russia and sending rubles to a phone number or a Russian card, virtual Visa and Mastercard cards, free transfers by Matrimix ID, Telegram Stars and gift cards, AML address checks. Crypto withdrawals come from AML-checked funds; the swap on the website needs no registration. Matrimix is a crypto wallet that lives in Telegram (Mini App). One balance covers everything: keep coins, send them to other users by Matrimix ID instantly and for free, withdraw to any address, pay with virtual cards, buy Telegram Stars, Premium, Steam top-ups and gift cards, check addresses for AML risk and swap coins. The swap also works on the website without an account: Matrimix is an aggregator with its own routing engine — it compares quotes from several partner exchange providers and routes each order to the best one (no own liquidity). A ruble balance inside the wallet, funded by swapping USDT or another coin, pays SBP QR codes in Russia in rubles and sends ruble payouts to a phone number over SBP or to a Russian bank card. ## Key facts - Wallet: custodial, in Telegram; deposits and transfers by Matrimix ID are free; withdrawals cost the network fee plus a small fixed fee shown before confirmation. - Wallet networks: USDT-TRC20, USDT-TON, USDT-SOL, USDT-ERC20, USDT-BEP20, USDC-SOL, USDC-ERC20, TON, SOL, TRX, BTC, ETH, BNB, LTC, DOGE. TON's native coin Toncoin is shown as GRAM (formerly Toncoin); the network is still TON. - Virtual cards: USD Visa and Mastercard cards (the network depends on the card type) topped up with USDT/USDC from the wallet balance (https://matrimix.net/cards). - Digital goods: Telegram Stars and Premium, Steam top-ups, gift cards (Apple, Google Play, PlayStation, Netflix and more), paid from the wallet balance in USDT/USDC. - AML address check: $1 per check from the wallet balance; risk score 0-100, risk categories and free OFAC sanctions screening; data from a professional blockchain analytics provider; charged only when the report is ready (https://matrimix.net/aml-check). - Quarantine for incoming coins: coins that arrive at Matrimix from swaps are held in quarantine and pass an AML check before they are used for withdrawals. - QR payments in Russia: SBP QR codes paid in rubles from an internal ruble balance that the user funds by swapping USDT or another coin (https://matrimix.net/qr-pay). Ruble payouts to a phone number over SBP or to a Russian card (https://matrimix.net/rub-payout). - Swap: no registration; coins go straight to the address you enter; every payout and refund address is screened against the OFAC SDN list; the optional private swap passes through our hub wallet (disclosed). - Privacy: minimum data, no accounts, no third-party trackers; technical data is kept only as long as needed to run the service and comply with the law (https://matrimix.net/privacy). - Deposit addresses carry a Matrimix signature that can be checked on the order page. - Fees: swap quotes show the full cost against the market rate; our swap fee is up to 3.00%; a swap with no direct route goes through our hub wallet and is charged the private-swap rate (or the regular swap fee if higher), shown in the quote. - The site works without JavaScript and has a Tor mirror. - Launched in 2026. Website in 9 languages: en, ru, es, pt, de, fr, tr, zh, ar; the Telegram Mini App in English and Russian. ## Travel eSIM - Prepaid mobile-data eSIMs for 207 countries and 15 multi-country regions, bought in the Matrimix wallet in Telegram (https://matrimix.net/esim). - Data only: no local phone number, no calls, no SMS. Messengers work over data; the home SIM can stay on for bank SMS. - Paid from the wallet balance with USDT, BTC, GRAM or another supported coin; no bank card and no ID documents. The price is shown in USD before confirming. - Delivered in the Telegram chat as a QR code plus a one-tap install link for iPhone. A failed order is refunded to the balance automatically. - Prices from the live catalog (Prices updated 2026-11-08); every country page has a plan table. - Works on eSIM-capable, carrier-unlocked phones: iPhone XR/XS and newer, Pixel 4 and newer, Galaxy S20 and newer and others (https://matrimix.net/esim/compatible-phones). ### Popular destinations - Turkey: 7 plans from $1.03 (https://matrimix.net/esim/turkey, Markdown: https://matrimix.net/esim/turkey.md) - United Arab Emirates: 8 plans from $3.11 (https://matrimix.net/esim/uae, Markdown: https://matrimix.net/esim/uae.md) - Thailand: 6 plans from $2.36 (https://matrimix.net/esim/thailand, Markdown: https://matrimix.net/esim/thailand.md) - Egypt: 8 plans from $4.03 (https://matrimix.net/esim/egypt, Markdown: https://matrimix.net/esim/egypt.md) - Georgia: 4 plans from $5.19 (https://matrimix.net/esim/georgia, Markdown: https://matrimix.net/esim/georgia.md) - China: 4 plans from $2.07 (https://matrimix.net/esim/china, Markdown: https://matrimix.net/esim/china.md) - Vietnam: 9 plans from $2.91 (https://matrimix.net/esim/vietnam, Markdown: https://matrimix.net/esim/vietnam.md) - Indonesia: 8 plans from $2.91 (https://matrimix.net/esim/indonesia, Markdown: https://matrimix.net/esim/indonesia.md) - Armenia: 7 plans from $4.75 (https://matrimix.net/esim/armenia, Markdown: https://matrimix.net/esim/armenia.md) - Kazakhstan: 7 plans from $3.32 (https://matrimix.net/esim/kazakhstan, Markdown: https://matrimix.net/esim/kazakhstan.md) - United States: 7 plans from $4.15 (https://matrimix.net/esim/usa, Markdown: https://matrimix.net/esim/usa.md) - Japan: 11 plans from $2.20 (https://matrimix.net/esim/japan, Markdown: https://matrimix.net/esim/japan.md) - Italy: 9 plans from $1.24 (https://matrimix.net/esim/italy, Markdown: https://matrimix.net/esim/italy.md) - Spain: 8 plans from $1.03 (https://matrimix.net/esim/spain, Markdown: https://matrimix.net/esim/spain.md) - France: 9 plans from $1.24 (https://matrimix.net/esim/france, Markdown: https://matrimix.net/esim/france.md) - United Kingdom: 8 plans from $1.55 (https://matrimix.net/esim/uk, Markdown: https://matrimix.net/esim/uk.md) - Germany: 8 plans from $1.03 (https://matrimix.net/esim/germany, Markdown: https://matrimix.net/esim/germany.md) - South Korea: 7 plans from $3.03 (https://matrimix.net/esim/south-korea, Markdown: https://matrimix.net/esim/south-korea.md) - Mexico: 8 plans from $3.11 (https://matrimix.net/esim/mexico, Markdown: https://matrimix.net/esim/mexico.md) - India: 8 plans from $3.88 (https://matrimix.net/esim/india, Markdown: https://matrimix.net/esim/india.md) ### Regional plans - Global: 10 plans from $9.35 (https://matrimix.net/esim/global, Markdown: https://matrimix.net/esim/global.md) - Global Lite: 6 plans from $8.31 (https://matrimix.net/esim/global-lite, Markdown: https://matrimix.net/esim/global-lite.md) - Europe: 14 plans from $1.24 (https://matrimix.net/esim/europe, Markdown: https://matrimix.net/esim/europe.md) - Asia: 13 plans from $3.29 (https://matrimix.net/esim/asia, Markdown: https://matrimix.net/esim/asia.md) - Americas: 5 plans from $6.76 (https://matrimix.net/esim/americas, Markdown: https://matrimix.net/esim/americas.md) - Africa: 10 plans from $9.35 (https://matrimix.net/esim/africa, Markdown: https://matrimix.net/esim/africa.md) - Caribbean: 6 plans from $7.27 (https://matrimix.net/esim/caribbean, Markdown: https://matrimix.net/esim/caribbean.md) - Latin America: 8 plans from $4.15 (https://matrimix.net/esim/latam, Markdown: https://matrimix.net/esim/latam.md) - Balkans: 8 plans from $4.15 (https://matrimix.net/esim/balkans, Markdown: https://matrimix.net/esim/balkans.md) - Middle East: 8 plans from $2.07 (https://matrimix.net/esim/middle-east, Markdown: https://matrimix.net/esim/middle-east.md) - Oceania: 12 plans from $1.03 (https://matrimix.net/esim/oceania, Markdown: https://matrimix.net/esim/oceania.md) - Central America: 8 plans from $6.23 (https://matrimix.net/esim/central-america, Markdown: https://matrimix.net/esim/central-america.md) - Central Asia: 8 plans from $7.27 (https://matrimix.net/esim/central-asia, Markdown: https://matrimix.net/esim/central-asia.md) - Southeast Asia: 7 plans from $1.03 (https://matrimix.net/esim/south-east-asia, Markdown: https://matrimix.net/esim/south-east-asia.md) - North America: 8 plans from $1.24 (https://matrimix.net/esim/north-america, Markdown: https://matrimix.net/esim/north-america.md) ## Paying in Russia as a foreign visitor - Visa and Mastercard cards issued outside Russia do not work in Russia (since March 2022), and neither do Apple Pay and Google Pay. Visitors usually rely on cash, a Russian Mir card or a top-up service. - Russian law (Federal Law No. 282-FZ, in force since 1 September 2026) bans accepting crypto as payment for goods and services. Matrimix does not do that: the user first swaps USDT or another coin to an internal ruble balance, then pays SBP QR codes in rubles; the merchant receives rubles over SBP (Russia's Faster Payments System). This is not legal advice. - How it works: open @MatrimixBot in Telegram, top up USDT (TRC20, TON, Solana, BEP20 or ERC20), swap it to rubles (Swap, or the Ruble card → Swap), tap the QR button in the centre of the bottom menu, scan the SBP QR code, check the amount and fee, slide to pay. A QR code without an amount asks the payer to enter it (https://matrimix.net/qr-pay). - Costs as of October 2026: the QR payment fee is 3% of the amount; rubles are bought at the wallet rate. The fee and the rate are shown before confirming. A confirmed payment cannot be cancelled; a merchant refund can be requested. - Limits per user (October 2026): up to 200,000 RUB per payment and per day, 1,000,000 RUB per month; the ruble balance holds up to 200,000 RUB. - Ruble payouts: send rubles from the ruble balance to a Russian phone number over SBP (1,500-60,000 RUB per payout) or to a Russian bank card (3,500-100,000 RUB); fee 6%, usually delivered in a few minutes. Useful to pay a landlord, guide, driver or tutor (https://matrimix.net/rub-payout). - No Russian bank account or documents are needed to open the wallet. The Mini App interface is in English and Russian; the website is in 9 languages. - Telegram is largely blocked in Russia: since mid-March 2026 most connections fail on mobile data and Wi-Fi alike, and since July 2026 foreign SIM and eSIM roaming is filtered too. The wallet works only when Telegram connects: set it up, fund it and buy rubles before the trip, and carry cash (https://matrimix.net/blog/telegram-in-russia-travelers). - The wallet is custodial: keep a travel budget there, not savings. - Referral programme: 1% of every QR payment of invited users, 0.5% from level two, 0.25% from level three, credited to the ruble balance (https://matrimix.net/referral). ### Guides for visitors to Russia - [How to Pay in Russia as a Tourist: What Works in 2026](https://matrimix.net/blog/how-to-pay-in-russia): Foreign Visa and Mastercard cards do not work in Russia. What works in 2026: cash, Mir, PayInRussia and a ruble balance for SBP QR payments in rubles. - [How Much Cash Can I Bring to Russia? Limits and Tips 2026](https://matrimix.net/blog/cash-in-russia-tourists): Up to USD 10,000 per person without a declaration. Which currencies to bring, where to exchange, how much you need a day, and when a ruble balance helps. - [Is Crypto Legal in Russia? Law 282-FZ in Plain Words](https://matrimix.net/blog/crypto-in-russia-legal): Russia's law 282-FZ in plain words: owning crypto vs paying merchants, the ad ban, what it means for visitors and how Matrimix works. Not legal advice. - [How to Pay in Moscow: Metro, Taxi, Cafes and Shops (2026)](https://matrimix.net/blog/how-to-pay-in-moscow): How to pay in Moscow without a Russian card: Troika and metro fares, Yandex Go, SBP QR codes in cafes and shops, museums, markets and tips. October 2026. - [How to Pay in St Petersburg: Podorozhnik, Taxi, Museums](https://matrimix.net/blog/how-to-pay-in-st-petersburg): How to pay in St Petersburg as a visitor: Podorozhnik fares, Pulkovo airport, the Hermitage, Nevsky shops, cafes and taxis without a Russian card. - [International Students in Russia: Money, Rent, Tuition](https://matrimix.net/blog/international-students-russia-money): Money for international students in Russia: paying rent and tuition, daily spending by SBP QR, family support in USDT, and when to open a Mir card anyway. - [Mir Card for Foreigners: UnionPay, PayInRussia, YooMoney](https://matrimix.net/blog/mir-unionpay-cards-foreigners): How a foreigner gets a Mir card in 2026: documents, Sber and T-Bank rules, UnionPay reality, PayInRussia and YooMoney limits, and where a USDT wallet fits. - [Chinese Tourists in Russia: UnionPay, Alipay and SBP](https://matrimix.net/blog/pay-in-russia-chinese-travelers): PRC passports enter Russia visa-free until 2027, but paying is patchy. What works: cash, UnionPay, Alipay in tourist spots and a ruble balance for SBP QR codes. - [How to Pay in Russia From India: Cards, Cash, SBP](https://matrimix.net/blog/pay-in-russia-from-india): Indian cards, RuPay and UPI do not work in Russia. What does: US dollar cash, a Mir card for long stays, or a ruble balance funded from USDT for SBP QR codes. - [Travel to Russia From Saudi Arabia or UAE: How to Pay](https://matrimix.net/blog/pay-in-russia-gulf-travelers): Saudi, Emirati and Omani passports enter Russia visa-free, but Gulf cards fail there. Bring US dollars or use a ruble balance from USDT for SBP QR codes. - [Best Way to Pay in Russia for Tourists: 5 Options Compared](https://matrimix.net/blog/pay-in-russia-options-compared): Cash, a Mir card, PayInRussia, UnionPay or a ruble balance funded from USDT: setup time, documents, real costs and risks for visitors to Russia. - [SBP QR Payment in Russia: Ruble Balance Funded With USDT](https://matrimix.net/blog/pay-sbp-with-usdt): How SBP QR payments work for a USDT holder in Russia: convert USDT to rubles, then pay the QR in rubles. Worked price example, networks, QR types, steps. - [How to Pay Someone in Russia: SBP and Card Payouts](https://matrimix.net/blog/pay-someone-in-russia-sbp): Pay a landlord, guide, driver or tutor in Russia without a Russian bank account: rubles to a phone number over SBP or to a card. Fees, limits, steps. - [Crypto Wallet Referral Program: 1% of Friends' QR Payments](https://matrimix.net/blog/qr-payment-referral-rewards): Matrimix referral program: 1% of your friends' SBP QR payments, 0.5% and 0.25% from levels 2 and 3, credited in rubles, plus 20% of our swap fee. - [Does Telegram Work in Russia? 2026 Guide for Travellers](https://matrimix.net/blog/telegram-in-russia-travelers): Telegram in Russia, October 2026: restrictions since February, Wi-Fi vs mobile data, foreign SIM and eSIM roaming, and how to set up a Telegram wallet first. - [USDT to RUB: Ways to Get Rubles in Russia and Their Risks](https://matrimix.net/blog/usdt-to-rubles): USDT to RUB for visitors in Russia: a ruble balance in a Telegram wallet, P2P on an exchange, or an exchanger paying to a card. Costs, risks, what fits. - [Does Mastercard Work in Russia? Visa, Revolut, Wise 2026](https://matrimix.net/blog/visa-mastercard-in-russia): No. Visa and Mastercard cards issued abroad, Revolut and Wise included, do not work in Russia. What fails, why, and what visitors use instead in 2026. - [VPN for Telegram in Russia: What Works in 2026](https://matrimix.net/blog/vpn-for-telegram-in-russia): Telegram in Russia mostly needs a VPN in 2026. Which VPN features still get through, what to set up before you fly, the law, and paying with a Telegram wallet. ## Is Matrimix legit / safe? - Matrimix publishes how it works, its fees, terms, AML policy and live service status. Deposit addresses are signed by Matrimix so you can check them, and we never ask for your seed phrase or private keys. Use your own judgement and start with a small amount. - Verifiable: every deposit address carries a Matrimix signature anyone can check (https://matrimix.net/security#verify); service status and 90-day uptime are public (https://matrimix.net/status). - The site also runs as a Tor onion mirror. ## Custody model - Wallet: custodial. Most funds are kept in cold storage, on addresses not used for daily operations. Each withdrawal needs a separate confirmation, with daily limits and address checks. For long-term storage of large sums use a self-custody wallet. - Swap: coins go straight to the user's address; Matrimix does not keep them on a regular swap. - Private swap: passes through our hub wallet for a short time; this is disclosed before the swap. - Details: https://matrimix.net/security ## Compliance - Every payout, refund and withdrawal address is screened against the OFAC SDN sanctions list (refreshed every 12 hours). - Illegal use is prohibited by the Terms; disputed cases may get a manual review. - Policy: https://matrimix.net/aml-policy ## Refunds - A swap that cannot complete is refunded to the refund address the user provided, without identity documents. - Failed wallet operations (QR payments, RUB payouts, withdrawals, card and digital orders) return to the balance automatically; completed ones are final. - Policy: https://matrimix.net/refunds ## What Matrimix is not - Not a mixer/tumbler and not a tool to defeat exchange screening. - No anonymity guarantees are made; privacy is a design goal, not a promise. ## Partnerships - Partners integrate with Matrimix through an API and settle in USDT/USDC. We look for QR acquiring and payment rails, card issuing, exchanges and liquidity, gift cards and digital goods, eSIM, payout rails and AML/KYT vendors. - Partner hub: https://matrimix.net/partners - QR payments and acquiring: https://matrimix.net/partners/qr-payments - Card issuing: https://matrimix.net/partners/cards - Exchanges and liquidity: https://matrimix.net/partners/exchange-providers - Gift cards and digital goods: https://matrimix.net/partners/gift-cards - eSIM: https://matrimix.net/partners/esim - Payouts and transfers: https://matrimix.net/partners/transfers - AML, KYT and screening: https://matrimix.net/partners/aml - Partnership e-mail: commercial@matrimix.net ## Contacts - Support: Telegram bot https://t.me/MatrimixBot; e-mail commercial@matrimix.net - Security reports: https://matrimix.net/.well-known/security.txt - Contacts page: https://matrimix.net/contacts Last updated: 2026-11-08 ## Main pages - Home: https://matrimix.net/ - Wallet: https://matrimix.net/wallet - Web version of the wallet (app.matrimix.net in a browser; sign in with Telegram or a PIN and password): https://matrimix.net/web-wallet - Transfers: https://matrimix.net/transfers - Virtual cards (Visa and Mastercard, USD, topped up with USDT/USDC): https://matrimix.net/cards - AML address check ($1): https://matrimix.net/aml-check - Telegram Stars and Premium: https://matrimix.net/telegram-stars - Steam top-up: https://matrimix.net/steam - Gift cards: https://matrimix.net/gift-cards - Travel eSIM for 190+ countries: https://matrimix.net/esim - QR payments in rubles (SBP): https://matrimix.net/qr-pay - Ruble payouts over SBP and to Russian cards: https://matrimix.net/rub-payout - Referral programme: https://matrimix.net/referral - How to pay in Russia as a visitor: https://matrimix.net/blog/how-to-pay-in-russia - Swap (in the wallet and on the site): https://matrimix.net/exchange - How it works: https://matrimix.net/how-it-works - Fees: https://matrimix.net/fees - FAQ: https://matrimix.net/faq - About: https://matrimix.net/about - Security: https://matrimix.net/security - AML policy: https://matrimix.net/aml-policy - Contacts: https://matrimix.net/contacts - Partners: https://matrimix.net/partners - Status and uptime: https://matrimix.net/status - Terms: https://matrimix.net/terms - Privacy: https://matrimix.net/privacy - Refund policy: https://matrimix.net/refunds - Full text for LLMs: https://matrimix.net/llms-full.txt ## Articles Every article is also available as Markdown: append .md to its URL. - [Book Hotels and Airbnb With USDT via a Virtual Card](https://matrimix.net/blog/book-hotels-airbnb-crypto): Book Booking.com, Airbnb and flights with a virtual card funded by USDT or USDC. How holds and deposits work, which card to pick, step by step. - [Check USDT Before Sending It to an Exchange](https://matrimix.net/blog/check-usdt-before-exchange): How to check USDT for risky funds before an exchange deposit: a 0–100 AML score, risk sources and an OFAC check online, without registration. - [Crypto Wallet in Your Browser — No VPN Needed](https://matrimix.net/blog/crypto-wallet-browser-no-vpn): The Matrimix wallet opens at app.matrimix.net in any browser, with no VPN, proxy or app store. Sign in with Telegram or a PIN and password. - [Pay for Netflix, Spotify and YouTube With USDT](https://matrimix.net/blog/pay-netflix-spotify-youtube-crypto): Pay Netflix, Spotify and YouTube Premium with a virtual Visa funded by USDT or USDC in Telegram. Steps, region pricing and tips for renewals. - [Buy an eSIM with Crypto or USDT: Step-by-Step (2026)](https://matrimix.net/blog/buy-esim-crypto-usdt): Buy an eSIM with USDT, USDC or another coin in the Matrimix wallet in Telegram: no bank card, no ID, price in USD shown first, QR code right after payment. - [Is My Phone eSIM Compatible? How to Check in a Minute](https://matrimix.net/blog/check-phone-esim-support): How to check if your phone supports eSIM: dial *#06# and look for an EID line, then find Add eSIM in Settings and make sure the phone is carrier-unlocked. - [eSIM vs Local SIM Card (and Pocket Wi-Fi) for Travel](https://matrimix.net/blog/esim-vs-local-sim): A travel eSIM is bought before you fly, needs no passport or queue and works on landing. A local SIM adds a local number but often needs your passport. - [eSIM vs Roaming: Which Is Better for Your Trip?](https://matrimix.net/blog/esim-vs-roaming): eSIM vs roaming? Your carrier's daily pass suits a one-day stopover and calls; for a week or more, a prepaid travel eSIM is often cheaper and easier to budget. - [eSIM Without ID: What You Need to Buy One in 2026](https://matrimix.net/blog/esim-without-id): Most travel eSIMs need only an account and payment; some destinations require a passport check. In Matrimix the eSIM needs no ID: Telegram and a funded wallet. - [How Much Data Do I Need for Travel? Per Day and Per Week](https://matrimix.net/blog/how-much-data-for-trip): How much data do I need for travel? About 0.3 GB a day for maps and chat, about 1 GB with social media and video calls, 2–3 GB with streaming. - [How to Install an eSIM on Android: Samsung, Pixel, Xiaomi](https://matrimix.net/blog/install-esim-android): How to install an eSIM on Android: menu paths for Samsung, Google Pixel and Xiaomi, QR code or manual entry, picking the data SIM, roaming and hotspot. - [How to Install an eSIM on iPhone: Step by Step](https://matrimix.net/blog/install-esim-iphone): Install an eSIM on iPhone via Settings → Cellular → Add eSIM: QR code, manual entry or one tap on iOS 17.4+. Then set data roaming and hotspot. - [Internet in Bali for Tourists: eSIM, SIM, IMEI Rules](https://matrimix.net/blog/internet-in-bali-tourists): Internet in Bali for tourists, 2026: a Telkomsel, Indosat or XL SIM needs a passport and a 90-day IMEI pass; a travel eSIM skips both. Nusa islands coverage. - [Internet in China for Tourists: What Works](https://matrimix.net/blog/internet-in-china-tourists): Internet in China for tourists, 2026: Google, WhatsApp and Telegram are blocked on local networks. Set up a travel eSIM, WeChat and Alipay before you fly. - [Internet in Japan for Tourists: eSIM, SIM or Pocket Wi-Fi](https://matrimix.net/blog/internet-in-japan-tourists): Internet in Japan for tourists: a data eSIM is the simplest option, pocket Wi-Fi suits groups, and voice SIMs need an ID check. Free Wi-Fi apps help. - [Internet in Mexico for Tourists: eSIM, SIM Card and ID Rules](https://matrimix.net/blog/internet-in-mexico-tourists): Internet in Mexico for tourists: a Mexican SIM must now be registered with your passport; a foreign data eSIM in roaming isn't, for now. What to choose. - [Internet in Thailand for Tourists: eSIM, SIM, Coverage](https://matrimix.net/blog/internet-in-thailand-tourists): Internet in Thailand for tourists, 2026: AIS or True-dtac SIM with passport and face check, or a travel eSIM installed at home. Island coverage explained. - [Internet in Turkey for tourists (2026)](https://matrimix.net/blog/internet-in-turkey-tourists): Internet in Turkey for tourists: a travel eSIM installed before you fly, or a Turkcell, Vodafone or Türk Telekom SIM. IMEI rule, blocked sites, coverage. - [Internet in the UAE for tourists](https://matrimix.net/blog/internet-in-uae-tourists): Internet in the UAE for tourists: travel eSIM or du and e& tourist SIMs, WhatsApp and FaceTime calls restricted, licensed apps like BOTIM, Wi-Fi and VPN rules. - [Internet in the UK for Tourists: eSIM, SIM Card and the Tube](https://matrimix.net/blog/internet-in-uk-tourists): Internet in the UK for tourists: a data eSIM installed at home or a pay-as-you-go SIM, no ID needed. Tube mobile coverage is at 70% and growing. - [Internet in the USA for Tourists: eSIM, SIM Card or Roaming](https://matrimix.net/blog/internet-in-usa-tourists): Internet in the USA for tourists: a data eSIM installed at home is easiest; buy a US prepaid line only if you need a US number. Check rural coverage. - [Internet in Vietnam for Tourists: SIM, eSIM, Telegram](https://matrimix.net/blog/internet-in-vietnam-tourists): Internet in Vietnam for tourists, 2026: Viettel, VinaPhone or MobiFone SIM with passport and face check, or a travel eSIM. Telegram status explained. - [Keep Your Home Number While Using a Travel eSIM](https://matrimix.net/blog/keep-home-number-esim): Keep your main SIM on for calls and texts with data roaming off, and send all data through a travel eSIM. iPhone and Android settings, plus roaming pitfalls. - [Travel eSIM: The Complete Guide for Travellers](https://matrimix.net/blog/travel-esim-guide): A travel eSIM is a digital SIM with mobile data for another country. How to pick a plan, when to install and switch it on, and what happens to bank SMS. - [AML Check of a Crypto Wallet Address in Telegram](https://matrimix.net/blog/aml-check-wallet-address): How to check a crypto address for AML risk in Telegram: a 0–100 score, risk categories and an OFAC match. $1 per check, shown before you pay. - [Virtual Card for Apple Pay and Google Pay With USDT](https://matrimix.net/blog/apple-pay-google-pay-usdt-card): Matrimix Premium is a virtual USD Visa you fund with USDT or USDC and use with Apple Pay, Google Pay and Samsung Pay. Steps, fees, caveats. - [Best Crypto Wallet in Telegram: How to Choose](https://matrimix.net/blog/best-telegram-crypto-wallet): How to choose a crypto wallet in Telegram: custodial or self-custody, USDT networks, transfer fees, cards and AML checks. A checklist and a table. - [How to Pay for ChatGPT Plus With Crypto (USDT)](https://matrimix.net/blog/pay-chatgpt-plus-crypto): Pay for ChatGPT Plus with USDT or USDC through the Matrimix Premium virtual Visa: steps, fees, 3DS codes in Telegram and what to know. - [How to Pay for Claude Pro With Crypto (USDT)](https://matrimix.net/blog/pay-claude-pro-crypto): Pay for Claude Pro or Max with USDT or USDC via the Matrimix Premium virtual Visa: steps, fees, 3DS codes in Telegram and what can go wrong. - [How to Pay for Google Gemini Advanced With Crypto](https://matrimix.net/blog/pay-gemini-advanced-crypto): Pay for the paid Gemini plan (formerly Gemini Advanced) with USDT or USDC via the Matrimix Premium virtual Visa. Steps, Google Payments caveats, fees. - [Pay for Midjourney, Cursor and GitHub Copilot With USDT](https://matrimix.net/blog/pay-midjourney-cursor-copilot-crypto): How to pay for Midjourney, Cursor Pro and GitHub Copilot with USDT or USDC using the Matrimix Premium virtual Visa. Steps, fees, caveats. - [How to Top Up TikTok Ads and Meta Ads With Crypto](https://matrimix.net/blog/tiktok-meta-ads-crypto): Pay for Meta Ads, Google Ads and other ad accounts from a USDT or USDC balance with the Matrimix Premium virtual Visa: steps, fees, TikTok caveats. - [How to buy Telegram Stars with USDT, for you or as a gift](https://matrimix.net/blog/buy-telegram-stars-usdt): Telegram Stars for crypto by @username: from 50 Stars, paid with USDT or USDC from your Telegram wallet balance, price shown upfront. - [Game top-ups for crypto: PUBG Mobile, Genshin, Free Fire](https://matrimix.net/blog/game-top-up-crypto): How to buy in-game currency with USDT in Telegram by player ID. The ID is checked before payment, automatic refund if the top-up fails. - [How to keep a gift card code safe and avoid scams](https://matrimix.net/blog/gift-card-code-safety): Where Matrimix keeps your gift card code, how to redeem it, and the scams used to trick people into sharing codes. - [Gift cards for crypto — App Store, Google Play, PlayStation](https://matrimix.net/blog/gift-cards-crypto): How to buy an App Store, Google Play, PlayStation or Xbox gift card with USDT in Telegram, choose the right region and keep the code safe. - [Stablecoins for digital goods — why USDT and USDC](https://matrimix.net/blog/stablecoins-for-digital-goods): Why Steam, Telegram Stars and gift cards in Matrimix are paid with USDT or USDC 1:1 to the dollar, which networks to fund from and what fees apply. - [Where to find your Steam login (not the nickname)](https://matrimix.net/blog/steam-login-where-to-find): A Steam top-up needs the account login. How to find it in the client, the browser and the mobile app, and why the nickname won't work. - [How to top up Steam with crypto in 2026](https://matrimix.net/blog/steam-top-up-crypto): Top up a Steam wallet by login with USDT or USDC in Telegram. USD, RUB or KZT, account checked before payment, automatic refund if it fails. - [Telegram Premium for crypto — pay with USDT or USDC](https://matrimix.net/blog/telegram-premium-crypto): Telegram Premium for 3, 6 or 12 months for USDT or USDC by @username. For yourself or as a gift, price shown upfront. - [How to Exchange BTC to XMR Without Registration](https://matrimix.net/blog/btc-to-xmr): Swap BTC to XMR on Matrimix with no account. Compare routes, enter your Monero address, send BTC. Addresses are OFAC-screened; failed swaps are refunded. - [Foreign Card Topped Up With Crypto — How It Works](https://matrimix.net/blog/crypto-card-abroad): A crypto-funded card converts your coins to fiat so you can pay abroad. How it works, which fees to check, and how the Matrimix virtual card works. - [Exchange Without Registration — What to Check](https://matrimix.net/blog/exchange-without-registration): Before you swap crypto without an account, check custody, sanctions screening, refunds, signed deposit addresses, a status page and full fees up front. - [Frozen Coins on an Exchange — Why and How to Get a Refund](https://matrimix.net/blog/frozen-coins-refund): Exchanges freeze coins after risk scoring, sanctions hits or source-of-funds checks. Learn the causes, what to do, and how Matrimix refunds failed swaps. - [How to Send USDT to a Friend Without Fees](https://matrimix.net/blog/send-usdt-free): Send USDT for free by Matrimix ID. Transfers between Matrimix wallet users are instant, cost 0% and carry no wrong-network risk. - [Crypto Wallet in Telegram Without Verification](https://matrimix.net/blog/telegram-crypto-wallet): Matrimix opens a crypto wallet in Telegram in about a minute. No e-mail, phone or documents, 15+ networks, free transfers by Matrimix ID. - [Fixed or Floating Rate — Which to Choose for a Swap](https://matrimix.net/blog/fixed-vs-floating-rate): A fixed rate locks the amount you get for a set time; a floating rate settles when your deposit arrives. Matrimix shows both and asks you to confirm any change. - [How to Pay for Foreign Services With Crypto](https://matrimix.net/blog/pay-foreign-services-crypto): Pay foreign services with crypto directly, with a virtual card topped up with USDT (Matrimix cards are live) or with gift cards. Options, fees and risks. - [Private Swap — Break the Link Between Your Addresses](https://matrimix.net/blog/private-swap): Matrimix private mode routes a swap through Monero or the Zcash shielded pool, keeps no IP and no trackers, and still screens every address against OFAC. - [USDT to Monero — How to Find the Cheapest Route](https://matrimix.net/blog/usdt-to-monero): The cheapest USDT to XMR route depends on the USDT network and the route. Matrimix compares routes and shows the final XMR amount before you confirm. - [USDT TRC20 Wallet - Deposits and Transfer Costs](https://matrimix.net/blog/usdt-trc20-wallet): Get a USDT TRC20 address in the Matrimix wallet in Telegram. Deposits are free; withdrawals cost network fee plus a small fixed fee, shown first. - [How to Withdraw USDT or BTC to an External Address](https://matrimix.net/blog/withdraw-crypto): To withdraw from Matrimix, pick the network, check the address and confirm. You pay the network fee plus a small fixed fee, shown before you confirm. ## Swap pairs - BTC to XMR: https://matrimix.net/swap/btc-to-xmr - BTC to LTC: https://matrimix.net/swap/btc-to-ltc - BTC to ETH: https://matrimix.net/swap/btc-to-eth - BTC to USDT: https://matrimix.net/swap/btc-to-usdt - BTC to USDC: https://matrimix.net/swap/btc-to-usdc - BTC to SOL: https://matrimix.net/swap/btc-to-sol - BTC to TON: https://matrimix.net/swap/btc-to-ton - BTC to TRX: https://matrimix.net/swap/btc-to-trx - BTC to XRP: https://matrimix.net/swap/btc-to-xrp - BTC to ZEC: https://matrimix.net/swap/btc-to-zec - BTC to BNB: https://matrimix.net/swap/btc-to-bnb - BTC to DOGE: https://matrimix.net/swap/btc-to-doge - XMR to BTC: https://matrimix.net/swap/xmr-to-btc - XMR to LTC: https://matrimix.net/swap/xmr-to-ltc - XMR to ETH: https://matrimix.net/swap/xmr-to-eth - XMR to USDT: https://matrimix.net/swap/xmr-to-usdt - XMR to USDC: https://matrimix.net/swap/xmr-to-usdc - XMR to SOL: https://matrimix.net/swap/xmr-to-sol - XMR to TON: https://matrimix.net/swap/xmr-to-ton - XMR to TRX: https://matrimix.net/swap/xmr-to-trx - XMR to XRP: https://matrimix.net/swap/xmr-to-xrp - XMR to ZEC: https://matrimix.net/swap/xmr-to-zec - XMR to BNB: https://matrimix.net/swap/xmr-to-bnb - XMR to DOGE: https://matrimix.net/swap/xmr-to-doge - LTC to BTC: https://matrimix.net/swap/ltc-to-btc - LTC to XMR: https://matrimix.net/swap/ltc-to-xmr - LTC to ETH: https://matrimix.net/swap/ltc-to-eth - LTC to USDT: https://matrimix.net/swap/ltc-to-usdt - ETH to BTC: https://matrimix.net/swap/eth-to-btc - ETH to XMR: https://matrimix.net/swap/eth-to-xmr - ETH to LTC: https://matrimix.net/swap/eth-to-ltc - ETH to USDT: https://matrimix.net/swap/eth-to-usdt - ETH to USDC: https://matrimix.net/swap/eth-to-usdc - ETH to SOL: https://matrimix.net/swap/eth-to-sol - ETH to TON: https://matrimix.net/swap/eth-to-ton - ETH to TRX: https://matrimix.net/swap/eth-to-trx - ETH to XRP: https://matrimix.net/swap/eth-to-xrp - ETH to ZEC: https://matrimix.net/swap/eth-to-zec - ETH to BNB: https://matrimix.net/swap/eth-to-bnb - ETH to DOGE: https://matrimix.net/swap/eth-to-doge